By clicking Submit, you agree to our Terms and that you have read our data use policy , including our cookie use.

01

Home Loans

Unlock the door to your dream home with Dhanlakshmi Finance. Our Home Loans are designed to make home ownership a seamless and joyful experience. Benefit from competitive interest rates, flexible repayment options, and a hassle-free application process. Your dream home is just a step away.

Apply Now

02

Car Loans

Hit the road with confidence through Dhanlakshmi Finance's Car Loans. Whether you're eyeing a sleek sedan or a sturdy SUV, we've got you covered. Enjoy attractive interest rates, quick approvals, and repayment plans that align with your budget. Get ready to drive away in the car of your dreams.

Apply Now

03

Business Loans

Empower your business aspirations with Dhanlakshmi Finance's Business Loans. Fuel growth, expand operations, or seize new opportunities – our business financing solutions are designed to cater to your unique requirements. Benefit from our simplified application process and competitive terms.

Apply Now

04

Commercial Vehicle Loans

Power your business forward with our Commercial Vehicle Loans. Whether you need a fleet of trucks, vans, or other commercial vehicles, we provide tailored financing solutions. Experience quick approvals, attractive interest rates, and the support you need to keep your business moving.

Apply Now

05

Machine Loans

Upgrade your business infrastructure with Dhanlakshmi Finance's Machine Loans. From modern machinery to cutting-edge equipment, we offer financial solutions to keep your operations efficient and competitive. Invest in the latest technology with our hassle-free financing options.

Apply Now

06

Loan Against Property

Leverage the value of your property to meet your financial needs. Dhanlakshmi Finance offers Loan Against Property, providing you with a cost-effective way to access funds for various purposes. Benefit from competitive interest rates and unlock the true potential of your real estate assets.

Apply Now
App
  • Tailored Repayment Plans

    Your financial journey, your way. Dhanlakshmi Finance provides Tailored Repayment Plans, allowing you to customize your repayment schedule. Enjoy the flexibility to manage your finances on your terms and achieve your milestones stress-free.

  • QuickCash Approval

    Swift financial solutions at your fingertips! Dhanlakshmi Finance offers QuickCash Approval, ensuring rapid processing for your loans. Experience the ease of accessing funds promptly, making your financial goals a reality in no time.

  • Low-Interest Guarantees

    Maximize your savings with Dhanlakshmi Finance's Low-Interest Guarantees. Benefit from competitive interest rates across our loan offerings, ensuring you not only borrow smart but also save more in the long run. Trust us to make your financial aspirations cost-effective and achievable.

What They Think About Us

Customer Testimonials : Dhanlakshmi Finance Assisting Customers in Borrowing Quick Loans.

Loan Calculations:

For example, if you take a loan of Rs. 4.5 lakhs at the rate of 15.5% with repayment tenure of 3 years, your EMI will be Rs. 15,710. The total payable amount at the end of 3 years would be Rs. 5,65,553. Therefore, you are paying total interest amount to the tune of Rs 115,553. This, however, excludes other applicable charges which can be quantified as under:

Loan Processing Charge@2% = Rs.9000

Documentation charges = Rs. 500

Amortization Schedule charges = Rs. 200

In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.

Most Important Terms and Conditions :

  • The Loan shall carry fixed rate of interest specified at the time of applying Loan.
  • The Loan amount shall be disbursed, after debiting processing fees, in Borrower’s digiSavings account only with the Bank on accepting the Personal Loan Terms of Agreement.
  • During the Free Look Period of two (2) days from date of Loan disbursement, the Borrower can cancel the Loan. Processing fees will not be refunded in case of cancellation.
  • EMI shall consist of principal and interest component. The Borrower authorises the Bank to debit EMI from Borrower’s digiSavings account on the specified EMI date.
  • Interest on the amount of the loan will be applied at the agreed rate on daily reducing balance.
  • If any EMI is not honoured, the Borrower will be liable for dishonour charges and penal interest.
  • The Borrower can foreclose the Loan or make pre-payments after payment of 12 EMIs with applicable charges